Portfolio Analyst

  • Company:
    ANZ New Zealand
  • Location:
  • Salary:
    negotiable / month
  • Job type:
    Full-Time
  • Posted:
    3 weeks ago
  • Category:

About The Role

Support Head of Business Banking Credit Risk and team in all aspects of acquisition risk, collections, across Mortgages, and Business Loans, maximising opportunities within risk appetitie, both tactical and strategic, covering implementation, process, analysis, including development of metrics providing key insights. Identify sustainable profitable growth through exploration and optimisation across all product suites leveraging customer’s performance information.

In this role, you would have the opportunity to:

  • Provide timely responses to stakeholders’ requests for MI and/or analysis on acquistion/collection and other credit risk performance
  • Engage operational stakeholders to improve internal customers’ relationship with retail risk.
  • Develop and maintain timely, accurate and insightful analytics as a result monitoring acquisition/ collection trends across product lines and help identify opportunities to increase profitability, but also identify early warning indicator.
  • Support initiatives across the credit risk life cycle, that directly contribute to optimisation of the bank’s risk apetite concerning the acquisition of new businss.
  • Support and contribute to collection strategies for Business Bank
  • Contribute to analysis and help make recommendations to policies and procedures that measurably impact the profitability of the business bank portfolio especially regarding acquisition of new lending. This will require collaboration with the mortgages credit risk team and wider stakeholders from Customer Lending Asessment, Credit Delivery, Product, Customer Financial Wellbeing.
  • Role Location:  Auckland or Wellington

    Role Type:  Permanent

    About You

    To grow and be successful in this role, you will ideally bring the following:

  • Intermediate/advanced SAS/SQL skills
  • Good knowledge and application of Microsoft suite of applications
  • High problem solving, quantitative, data mining and analytical skills, including the ability to present key findings
  • Experience in credit risk or similar discipline in a retail banking business
  • Demonstrates sound communication, relationship building and influencing skills and report writing
  • Personal energy, flexibility and adaptability to change
  • Frontline sales experience beneficial, including use of business systems
  • Some of our other benefits include:

  • Various leave options, including family Leave, parental Leave (26 weeks fully paid), lifestyle Leave
  • Staff Banking and Insurance benefits
  • Dedicated online learning & development portal to develop your skills and career
  • Southern Cross Health Insurance
  • About ANZ

    Our purpose is to shape a world where people and communities thrive. That’s why we strive to create a balanced, sustainable economy in which everyone can take part and build a better life. By helping people make the most of what they have, we transform ideas, hard work and ambition into reality.

    ANZ recognises the value of an inclusive and diverse work environment. We take pride in the diversity of our people and encourage applications from diverse candidates. Our recruitment decisions are based on the key inherent needs and requirements of each role, and candidates are selected based on their unique strengths and characteristics.

    The ANZ values are the foundation of how we work and support our customers.

    Integrity – We are honest and fair

    Collaboration – We work together for the customer

    Accountability – We take ownership and get things done

    Respect – We care for all those we serve

    Excellence – We challenge ourselves to be better

    We work flexibly at ANZ. Talk to us about how this role could be flexible for you.

    ANZ recognises the importance of flexible working, watch our Global Stories to see how ANZ aims to meet the needs of our customers and to attract and retain the best people in a changing world.