What you will do:

• Support the Head of Business & Credit Support (B&CS) and Asset Finance (AF) B&CS Credit Partner in identifying, categorising and managing AF customers showing signs of risk deterioration, including taking ownership of customer engagement and management (through an insolvency and formal recovery process if/when appropriate), focusing on achieving both a full understanding of and the best outcome for the Bank and customer within an acceptable timescale
• Early engagement with such customers, negotiating with them and their advisers alongside Credit Partners from B&CS, the Head of Recoveries and Asset Management for AF and the wider AF collections team. Insolvency professionals, lawyers, recovery agents and auction houses
• Develop specific timebound strategic action plans to address lending quality concerns (ideally assisting with individual provisioning calculations where appropriate), ensuring a prompt and appropriate understandin...