Job Title: Credit Manager (Parow, Cape Town)

Key Responsibilities

• Credit Model Development & Enhancement:
  • Lead the design, development, and continuous improvement of credit models, scorecards, and analytics tools
  • Analyse and integrate data to refine credit decisioning systems, ensuring they align with industry best practices and regulatory standards.
• Credit Automation & Decisioning:
  • Drive automation initiatives to streamline credit evaluation and approval processes.
  • Make credit recommendations and approve credit applications within authorized mandate levels, ensuring the placement of quality assets.
  • Implement responsible lending practices to minimize risk and ensure compliance.
• Risk Management:
  • Assess and manage credit risk across new and existing client portfolios.
  • Conduct thorough credit assessments to ensure the acquisition of h...