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🥝 Credit Risk Analyst

EXL | Bengaluru, India | Posted June 04, 2026

Job Description

Credit Risk

Job Description:

A successful candidate would work as an EXL consultant with a leading US Financial Services

Organization on an unsecured lending portfolio. The job will require the consultant to work on:


· Support tactical & strategic risk analytics initiatives for US based banks’ Risk team

· Develop risk policy for Point of Sale (POS) lending, Buy-now-pay-later (BNPL), and Credit Card solutions

· Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs

· Policy analytics to make sure correct customer segments are targeted and acquired

· Recommend changes to business strategy and risk management policies

· Build reporting/BI frameworks for Risk teams within the organization

· Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related t...

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