Job Description

• Develop, maintain, and enhance credit risk models (PD, LGD, EAD)

• Perform portfolio analytics, monitoring asset quality and risk trends

• Conduct stress testing and scenario analysis to assess portfolio resilience

• Support IFRS 9 expected credit loss (ECL) calculations and provisioning

• Build dashboards and reports for senior management and regulators

• Work closely with Risk, Business, and Finance teams to drive data-driven decisions

• Improve data quality, automation, and analytics capabilities

Requirements

• 5–10 years of experience in credit risk analytics, modeling, or portfolio management

• Strong knowledge of credit risk frameworks and regulations (e.g., IFRS 9, Basel)

• Hands-on experience in data analysis and modeling (Python, SAS, R, SQL, or similar)

• Strong analytical thinking with the ability to translate data into insights

• Experience working with l...