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🥝 Credit Specialist
Lexmark | Cebu City, Philippines | Posted June 05, 2026
Job Description
Roles and Responsibilities:
CREDIT REVIEW PROCESSING Conducts credit reviews on new customers upon request and existing customers annually. Confers with credit reporting agencies and other business representatives to exchange credit information needed in assessing the credit worthiness and viability of the customer. Analyzes credit and financial statements of the customers to determine the degree of risk involved in extending credit. Compares liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and others. CREDIT LIMIT/PAYMENT TERMS RECOMMENDATION Evaluates the customer’s records and recommends the credit limit and payment terms to be granted based on the company’s financial and non-financial status like earnings, sales, payment history/habits and purchasing activities. Determine if credit insurance is needed specifically for high-risk countries On-time ...