To provide strong credit risk leadership over Emerging Business (EMB) credit approvals, ensuring sound credit decisions, disciplined adherence to risk appetite, regulatory compliance, and efficient delivery of approval outcomes that support sustainable portfolio growth.

Key Responsibilities

• Provide leadership and direction to a team of credit approvers, ensuring consistent application of credit policies, standards, and approval discipline.
• Assess credit standing, structure facilities, and approve all Emerging Business (EMB) credit applications, including credit exceptions.
• Evaluate and approve trade transaction exceptions, current account excesses, end-financing empanelment proposals, and other ad‑hoc exceptions, where required.
• Review and approve rescheduling and restructuring proposals in line with credit policy and risk appetite.

Governance & Compliance

• Oversee the timely review and enhanceme...