We're working with a fast‑growing UK consumer lending business that sits within a highly respected financial services group. While the group itself is well established, this particular lending arm operates much more like a scale‑up - small, capable teams, high autonomy, and a strong bias toward execution over process.
They're looking for a Lead Credit Risk Analyst to play a key role in shaping and optimising credit strategy across a growing consumer lending portfolio (including motor finance). This is a hands‑on, non‑managerial role, aimed at someone with the seniority and confidence to take ownership of decisions and drive change end‑to‑end.
In simple terms, this role suits someone who can have a short conversation about a problem, immediately understand what needs to be done, and go away and execute - without heavy direction or hand‑holding.