• Develop and execute product development strategies including plan and timeline aligned with the company’s target and goals.
• Analyze market trends, customer needs, competitor products to identify opportunities for new products or on-shelf product improvement. 
• Initiate new product and prepare policy wording to obtain recommendations and approvals with relevant team and product committee governance
• Own end-to-end product development process until product submission to OIC including product initiative, product concept, selling points, product competition product design, claim trigger, recommended distribution channels, underwriting guideline and policy wording 

• Coordinate with legal and compliance teams to ensure all products meet regulatory requirements. 

• Manage the product development process to ensure that the product is successfully launched, and any product related issues are resolved within appropriate timeframe including monitor the new prod...