Recovery Strategy: Develop and implement regional recovery strategies aligned with organizational goals.

Portfolio Management: Monitor delinquent accounts, prioritize recovery efforts, and ensure timely resolution.

Team Leadership: Lead, train, and motivate recovery officers, field staff, and collection agencies.

Compliance Oversight: Ensure adherence to RBI guidelines, company policies, and ethical recovery practices.

Agency Coordination: Manage external recovery agencies, monitor performance, and enforce contractual obligations.

Performance Tracking: Analyze MIS reports, track KPIs, and present recovery performance to senior management.

Customer Engagement: Handle escalated cases, negotiate settlements, and maintain professional customer interactions.

Risk Mitigation: Identify high-risk accounts and implement preventiv...