First Circle is a fast-growing, profitable, credit-led SME NeoBank in the Philippines whose shareholders include the World Bank Group (IFC). Today, our Business Credit Line and Business Bank Accounts are used by thousands of SMEs to grow and run their business. Our product velocity has accelerated - we're releasing SME Corporate Cards, Payroll, Invoices, and Solar Financing - redefining the SME NeoBank category through software, financial products, and exceptional risk models.

Our ambition is to build Southeast Asia's leading SME NeoBank and reach $1B in revenue by 2030.

Our culture emphasises building, problem solving, ownership, and growth. We balance a collegiate atmosphere with free and direct communication, enabling us to move very quickly and avoid politics. Our team continues to level up quickly - necessary for a business compounding at more than 100% per year.