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🥝 Senior Data Scientist | Credit Risk

GOCAP | london, United-Kingdom | Posted May 28, 2026

Job Description

London | Full-time | Hybrid (2 days in office) 
About GOCAP
GOCAP is building a different kind of lender.
We provide salary-linked personal loans designed around real affordability and repayment sustainability. We are live in market, growing quickly, and using data to improve how lending decisions are made.
This is a hands-on role within a small team where your work will directly influence underwriting, pricing, portfolio performance and customer outcomes.
We are looking for someone analytical and pragmatic. The role is more than just building good models. We value practical, explainable and operationally effective credit risk solutions that drive strategic value to the business. You will have key input in this process.
 
The role
You will work closely with the VP of Credit across credit lifecycle, helping to develop and improve the analytical approaches that drive our lending decisions. This includes building models, analysing performance, and identifying...

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