Description
Reporting to the Senior Credit Underwriter & Approval Lead (SME), this role is responsible for the end-to-end credit assessment of complex SME transactions. You will focus on performing deep-dive credit reviews, structuring facilities, and identifying early warning signals within the SME portfolio.
Job Responsibilities
Credit Assessment:Perform high-quality, end-to-end credit assessments for complex SME transactions, ensuring they align with the bank's risk appetite.Portfolio Monitoring:Conduct deep-dive credit reviews of individual high-value obligors to identify early warning signals and potential risks.Facility Structuring:Negotiate and structure credit facilities with Business Units to achieve an optimal balance between risk and reward.Risk Mitigation:Support the optimization of the NPL rate, approval rate, and customer experience trade-offs.Collaborative Model...