10+ years of experience as System Analyst/Business Analyst in banking or financial services Strong expertise in Payments – SWIFT, FAST, GIRO, RTGS Knowledge of ISO 20022 messaging standards Experience in BRD/FRD, user stories, and functional documentation Hands-on experience in payment integrations and core banking interfaces Understanding of blockchain fundamentals and digital assets Exposure to tokenized deposits or digital payment innovations Strong stakeholder management across business and IT Familiarity with regulatory frameworks (MAS or similar) Experience in Agile/Scrum methodologies